Credit Wins
You're already paying bills.
Are they building your credit?
Find out in seconds. No guesswork. No spreadsheets.
See my credit winsSee what's working. Spot what's missing. Fix it easily.
Credit Wins scans your accounts and shows you exactly which payments are building your credit — and which opportunities you're leaving on the table. Plus simple steps to unlock each one.
See your wins
Payments already reporting to credit agencies
Spot opportunities
Bills that could be building credit but aren't
Unlock them easily
Simple steps to turn each one into a credit win
What we analyse
Everyday payments that could be building your credit
Energy Bill
ActiveBroadband
ActiveMobile Contract
ActiveCredit Builder
OpportunityRent Reporting
OpportunityWater Bill
OpportunityMany more coming soon
Why this matters for your credit
More accounts = stronger file
Lenders want to see consistent payments across multiple accounts. The more credit wins you have, the more evidence of financial reliability.
Better coverage across agencies
Different lenders check different credit agencies. Having accounts that report to Experian, Equifax and TransUnion means you're covered everywhere.
No wasted payments
You're already paying these bills. Making sure they count towards your credit means getting value from money you're spending anyway.
Get started in 2 minutes
1. Link your bank
Connect securely via Open Banking.
2. We scan your payments
Instantly identify what counts towards credit.
3. See your results
Your wins, opportunities, and how to unlock them.
Stop leaving credit on the table
You're already paying these bills. Make them count.
Get startedCancel anytime. No credit check to sign up.