Affordability Boost
See what lenders see.
Before you apply.
Your spending tells a story. Make sure it's the right one.
Check my affordabilityKnow your strengths. Spot the red flags. Fix them first.
Lenders analyse your bank statements to decide if you're creditworthy. We show you exactly what they look for — and how your spending stacks up.
See through their eyes
Understand the spending patterns lenders care about
Spot risky patterns
Identify habits that could hurt your application
Improve before you apply
Fix issues while there's still time
What we analyse
The spending patterns lenders look at when assessing affordability
Money in
GoodMoney out
GoodMoney in vs out
GoodGambling
GoodBNPL spending
GoodOverdraft days
Needs workFailed Direct Debits
Needs workCash withdrawals
Needs workLowest balance
Needs workWhy affordability matters
Lenders check more than credit scores
Banks and lenders increasingly use Open Banking to see your actual spending. A good credit score isn't enough if your spending raises red flags.
Rejections leave a mark
Every failed application shows on your credit file and makes the next one harder. Better to fix issues before you apply than after you're rejected.
Small changes, big impact
Sometimes it's simple fixes — reducing gambling, avoiding overdrafts, building a buffer. Know what to focus on and when you're ready to apply.
Get started in 2 minutes
1. Link your bank
Connect securely via Open Banking.
2. We analyse your spending
Check patterns lenders care about.
3. See your insights
What's working, what's not, and how to improve.
Don't let your spending let you down
See what lenders see. Fix it before you apply.
Get startedCancel anytime. No credit check to sign up.