Smooth your money worries

Top-ups, credit building and money alerts. Just £9.99 a month. Open your account in minutes today.

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Take home the same amount every month even if your earnings fluctuate

Wollit takes the stress out of zero-hour contracts and irregular working patterns by giving you instant access to money when you need it most.

A Wollit Income Promise is the minimum amount of money we’ll make sure you have access to each month, smoothing your money worries.

Income Promise Calculator

Enter your last three payslip amounts to see what Wollit Income Promise you could look forward to.


You can look forward to an
Income Promise of

How it works

Get your Income Promise

Your Income Promise is the minimum amount of money we make sure you will have access to each month.

It is based on the average of your recent payslips, and we calculate it by safely and securely syncing with your bank account.

Enjoy cash top-ups when your payslips are low

Each month you earn less than your Income Promise we’ll know, and offer you an instant cash top-up to make up the difference.

So if your income promise is £1,500 but you only earn £1,300, we’ll offer you an automatic £200 top-up.

Pay us back when your payslips are high

Top-ups are repaid in months you earn more than your income promise. But don’t worry, you’ll always be left with at least your income promise, even if you owe us more.

So if you owe us £300 but only earn £50 above your Income Promise - you’ll only repay us £50 that month.


Stop Worrying

Always know what money
you’ll have coming in each month.

Instant Top-ups

Guaranteed cash top-ups exactly
when you need them

Designed just for you

Everything tailor-made to your
exact personal circumstances.

All safe and Secure

We take your info and security
seriously. Authorised by the FCA.

Get my income promise

Simple honest pricing

Fixed monthly cost

Representative Example:
Interest rate 0% p.a. (fixed)
Monthly subscription fee: £9.99
Assumed credit limit: £1,200
Representative 9.99% APR (Variable)

Frequently Asked Questions

Wollit Income Promises form part of a regulated credit product and are subject to status and affordability. You must be over 18, have a UK bank account and be in a job where you receive monthly payslips such as a zero-hour contract. Additional T&Cs apply.
Your Income Promise is an intelligent average of your recent payslips. We calculate it by connecting to your bank. This only takes a minute and is completely safe and secure. You will receive your Income Promise immediately.
Top-ups are instant cash transfers we send you whenever your payslip is lower than your Income Promise. Unlike loans, top-ups are interest-free and have no fixed repayment dates.
You can have as many top-ups as you need so long as you remain within your credit limit. Your credit limit is the maximum amount of top-ups you can have outstanding at any one time. We’ll let you know what your credit limit is when you sign up.
Yes, Wollit is a subscription-based service only. There are no other charges
We take the safety and security of your personal and financial information very seriously. We are fully authorised by the Financial Conduct Authority and have strict data security policies and procedures.
You can cancel at any time. Just let us know and we will close your account immediately. Once your account is cancelled you will not be able to receive any more top-ups and any outstanding top-ups will need to be repaid.
Get my income promise