Credit Smart
Learn credit.
Earn rewards.
Bite-sized lessons, quick quizzes, and real rewards. Build your financial confidence at your own pace.
Start learningCredit doesn't have to be confusing
Credit Smart breaks down everything you need to know into simple, digestible lessons. Complete quizzes to test your knowledge and earn trophies along the way.
5 minutes a day
Short lessons that fit into your schedule
Earn as you learn
Collect trophies and medals for completing lessons
Actually remember it
Quizzes help the knowledge stick
Courses for every stage
From credit basics to advanced money skills — with new courses added regularly
Credit Essentials
What is credit? How do scores work? Start here to build your foundation.
7 lessonsWollit Explained
Learn how each Wollit feature helps build your credit step by step.
3 lessonsCredit History
Understand why your history matters and how to make it work for you.
5 lessonsMoney Confidence
Master everyday money skills and build lasting financial habits.
3 lessonsPlus many more courses on budgeting, saving, mortgages and beyond
What's inside
Everything you need to become credit confident
Bite-sized Lessons
Growing libraryQuizzes
Test yourselfTrophies
Collect themMedals
Earn rewardsSmart Reads
Quick articlesProgress Tracking
See growthWhy learning about credit matters
Make smarter decisions
When you understand how credit works, you can make informed choices about loans, credit cards, and mortgages — and avoid costly mistakes.
Reach your goals faster
Whether it's buying a home, getting a better car, or simply having a financial safety net — understanding credit helps you get there.
Feel confident, not confused
Credit doesn't have to be mysterious. A little knowledge goes a long way towards feeling in control of your financial future.
How Credit Smart works
1. Pick a lesson
Choose from bite-sized topics that interest you.
2. Take the quiz
Test what you've learned with quick questions.
3. Earn rewards
Collect trophies and medals as you progress.
Start getting credit smart
5 minutes a day is all it takes.
Get startedCancel anytime. No credit check to sign up.