Trusted by thousands to build their credit
Your path to better credit in 3 easy steps
Join Wollit
Start with a 7-day free trial. No credit check, guaranteed approval. Quick setup, cancel anytime.
Make Monthly Payments
Just £9.99/month. Each on-time payment is reported to all three UK credit agencies - for 3x the impact.
Unlock opportunities
As your credit grows, qualify for credit cards, loans, and mortgages— moving closer to your goals.
Take control of your credit today
Join thousands of happy customers building stronger credit with Wollit
Free for 7 days then just monthly payments of £9.99. Cancel anytime.Building credit has never been easier
Start for free
Enjoy 7 days of unlimited access—no strings attached.
No credit check required
Whatever your credit score you can start building credit today.
Fast and easy setup
Get up and running in just 2 minutes – no forms or paperwork.
Triple Impact Reporting
We report your monthly payments to all UK credit agencies for maximum impact.
Trusted by Thousands
Join an award-winning service proven to help users improve their credit.
Cancel anytime
Not the right fit? Cancel at any time directly in the app.
Everything you need to build credit
Take control of your financial future with Wollit’s simple, effective tools.
Build Your Credit History
Make small, on-time monthly payments—we’ll report them to all UK credit agencies, proving you can handle credit responsibly.
Turn your rent into credit
Turn your largest monthly expense into a credit-building asset. Wollit automatically reports your rent to Experian, boosting your creditworthiness with zero extra effort.
Boost your approval chances
See exactly what lenders see when reviewing your income and spending and get personalised tips to strengthen your financial profile.
Smart tools to accelerate you success
Progress Tracker
See real-time updates on your credit-building journey, celebrate milestones, and stay motivated.
Credit Smart
Get tailored insights and tips to improve your credit and reach your goals faster.
Expert Support
Have questions? Our friendly credit experts are here to guide you every step of the way.
Start building your credit today
Unlock better deals, higher limits, and exciting new financial opportunities.
Free for 7 days then just monthly payments of £9.99. Cancel anytime.Got questions? We’ve got answers.
How does Wollit work?
Wollit builds your credit through easy monthly payments. You get a simple, interest-free loan of £119.88 that pays for 12 months of Wollit Credit Builder, which you repay in monthly payments of £9.99 - no credit check required. You won’t get cash directly—instead, you get everything you need to strengthen your credit.
- Build credit history lenders love with all UK credit agencies, Experian, Equifax, and TransUnion.
- Access the Credit Builder app with powerful tools including Rent Reporting, Affordability Boost, and personalised tips.
- Get expert guidance and support to help you make smarter financial choices.
Wollit’s Credit Builder Service is unregulated credit and not regulated by the Financial Conduct Authority.
Is Wollit right for me?
Wollit is ideal if you’re new to credit, new to the UK, looking to rebuild your credit, or working toward financial goals like a mortgage or better credit card rates. However, Wollit isn’t suitable if you’re currently in bankruptcy, have recent CCJs, are missing payments, or are in an IVA or debt management plan. While Wollit helps build positive credit history, lenders might see taking on new credit (even with Wollit) as a sign you’re stretching your finances which could make it harder to get approved for other credit products.
How quickly can I see progress?
You’ll get instant access to all Wollit tools. Your monthly payments will appear on your credit file within a few weeks and begin contributing to your credit history providing they are up to date. Most users start seeing improvements in their credit profile after 3-6 months of consistent payments, though individual results may vary based on your unique credit situation.
What makes Wollit different?
Wollit makes improving your credit easy and stress-free. Unlike traditional credit cards with hidden fees and overspending risks or loans needing strong credit, Wollit builds your credit with small monthly payments reported to all three UK agencies—Experian, Equifax, and TransUnion—for a triple boost. With innovative features like Rent Reporting and the support of our dedicated UK team, Wollit gives you everything you need to make your credit building journey a success.
What if I miss a payment?
If you miss a payment, we’ll let you know and try to collect it again over the next few days to help you get back on track. If you’re having trouble paying, please reach out to us—we’re here to help. Like all lenders, if we can’t collect payment or don’t hear from you we may need to report it to the credit agencies.
Can I cancel early?
Yes, you can cancel at any time. Provided your payments are up to date there is nothing further to pay. However, for the best credit-building results, we recommend completing the full 12-month subscription.
Your credit journey in safe hands
Backed by a global bank and leading financial investors—like BBVA, Anthemis Group, and Fuel Ventures—we’re here to help you get the credit you deserve.
Build credit the simple, stress-free way
Join thousands of happy customers building credit that lenders love.
Free for 7 days then just monthly payments of £9.99. Cancel anytime.