Build credit easily

Wollit makes it easy to build credit with a simple subscription.

Start for free with unlimited access to powerful credit-building tools like Rent Reporting, which turns your regular rent payments into credit-building power, and Affordability Insights that help increase your chances of approval when it matters most.

After 7 days, things ramp up with your first payment of £9.99, and we start building your credit history—showing lenders you’re reliable with money. To do this, we provide you with an interest-free loan to cover the cost of your 12-month plan, which you repay in 12 monthly payments of £9.99. We report each payment to all major UK credit agencies (Experian, Equifax, and TransUnion), who add it to your credit file.

It’s like leaving a trail of golden breadcrumbs for lenders, showing you’re reliable and ready for better deals, higher limits, and exciting new opportunities.

Wollit can be a great choice for building credit if you’re new to credit, new to the UK, or working towards goals like a mortgage, loan or credit card.

However, Wollit may not be the best fit if you’re currently in bankruptcy, have recent CCJs, missed payments, or are in an IVA or debt management plan. While Wollit can strengthen your credit profile, these factors on your credit file may still affect your ability to get approved for credit.

Wollit costs just £9.99 per month, with no hidden fees or credit checks. For that, you’ll not only build your credit profile with monthly payments reported to all UK credit agencies, but you’ll also get access to powerful tools like Rent Reporting, Affordability Insights, and Progress Tracking.

It’s an affordable and stress-free way to take control of your credit-building journey and unlock new financial opportunities.

Our tools are available to you instantly and start working right away. Within a few weeks, your monthly payments will appear on your credit file and begin contributing to your official credit score.

By staying consistent with your payments, lenders will start to see you as a reliable borrower, helping you build your credit profile and move closer to achieving your financial goals.

Wollit is more than just credit building—it’s a complete solution designed to make improving your credit simple and stress-free.

From Rent Reporting and Affordability Insights to Progress Tracking, we provide all the tools you need to strengthen your credit effortlessly.

Our expert, friendly support team is always on hand to guide you, so you can sit back, relax, and let Wollit do the hard work.

Trusted by thousands and rated ‘Excellent’ on Trustpilot, we work with all UK credit agencies to help you achieve your financial goals.

Your security is our top priority. Wollit uses secure encryption and only works with trusted partners. We never share your information without your consent.

You’re always in control of your data, and we’re always here to help if you have any questions about privacy or security.

While you’re free to cancel whenever you want, sticking with the full 12 months gives you the best chance to see meaningful results and reach your credit goals.