Wollit Explained

Wollit is a new way for people with volatile income to get by. We're cheap, easy, and reliable.


Wollit takes the sting out of rollercoaster wages by boosting your low paychecks automatically with interest-free Cash Boosts. So even though your paychecks are wildly different each month, the amount of money in your pocket won't be.

mobile app screen profile page income smoothing

Your Income Promise

Your Income Promise is the minimum amount of money we make sure you will have access to each month. It is based on your recent paychecks and other relevant information.

We calculate your Income Promise by connecting to your bank and analysing your recent paychecks. It only takes a minute to do and is completely safe and secure.

income promise mobile app screen

Your Cash Boosts

In months where your paycheck is below your Income Promise, we will provide you an interest-free Cash Boost automatically to make up the difference. Cash Boosts will be transferred directly to your bank account on your instructions.

Example 1

  • Your Income Promise is £1,000
  • Your Paycheck is £800
  • You'll get a Cash Boost of £200

Example 2

  • Your Income Promise is £1,000
  • Your Paycheck is £800
  • You'll get a Cash Boost of £200

Cash Boosts are instant, interest-free and automatic. And guaranteed to be there when you need them. Cash Boosts have no fixed repayment dates. You only pay them back from your paychecks which are higher than normal.

cash boost mobile app screen

Your Repayments

In months where your paycheck is above your Income Promise you'll repay any credit you owe up to the difference between your paycheck and your Income Promise. Once repaid, you can borow again whenever you need.

Example 1

  • Your Income Promise is £1,600
  • Your Paycheck is £1,850
  • You'll repay up to £250

Example 2

  • Your Income Promise is £1,400
  • Your Paycheck is £1,500
  • You'll repay up to £100

Even in months you make repayments you will also be left with at least the amount of your Income Promise, giving you certainty and stability about your cashflow. We'll always tell you before we collect any repayments so if it's a problem you'll have time to let us know.

repayment screen mobile app

Members Only

Membership is the only fee you'll pay for access to all our services.

Say goodbye to dredded payday loans, expensive credit cards and overdrafts.

Start enjoying financial stability today.


Join Wollit Today

£14.99 / month

Cancel Anytime

Apply for Membership Find out more

Meet Emma

Emma is 28 and works in a Central London hotel. She is employed on a zero hour contract and has no guaranteed hours. Based on her recent paychecks, we offer Emma an Income Promise of £1,400 per month.

Emma now has the certainty that whatever she earns at work, she'll always have at least £1,400 a month in her pocket.

We'll know whenever she receives a paycheck and compare it to her Income Promise. If her paycheck is lower than her Income Promise, we'll boost it by the difference. If it's above, we'll calculate any repayment due and let her know.

Once up and running, Emma goes about her life completely normally, safe in the knowledge we've got her covered.

proflile page mobile app screen

Meet Mike

Mike is a bar manager in Birmingham. His shift patterns change each month so his paychecks are always different. Based on his recent paychecks we offer Mike an Income Promise of £1,860 a month.

Mike now has the certainty that even in months he doesn't get many shifts and his paycheck is lower than he'd like he will always have at least £1,860 in his pocket.

This financial safety net gives Mike the security he needs to feel comfortable and not worry that he won't be able to make ends meet in months his paycheck is low.

proflile page mobile app screen

Members Only

Membership is the only fee you'll pay for access to all our services.

Say goodbye to dredded payday loans, expensive credit cards and overdrafts.

Start enjoying financial stability today.


Join Wollit Today

£14.99 / month

Cancel Anytime

Apply for Membership Find out more