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How a credit freeze works

How a credit freeze works

Man holding a paper copy of his credit report showing a CIFAS marker.

Does a CIFAS marker affect credit score?

Young woman looking at her computer, afraid of identity fraud and considering a Cifas protective marker.

How does CIFAS work?

A stack of P60 end of year certificate forms.

What is a P60?

A photo of a P45 document.

What is a P45?

Girl checking her own credit report and score on an iPhone.

How does a soft credit check work?

Credit Report

A young immigrant man interviewing after proving his right to work in the UK.

How to prove your right to work in the UK

Couple looking at printed copies of their credit reports trying to understand how credit checks impact them.

Why does a credit check affect score?

HMRC sign on the HMRC building.

Can HMRC look at your credit file?

Credit Report

Woman looking at her phone trying to understand if a soft search on her credit report means she will be accepted for credit.

Are soft searches a good indication of being accepted for credit?

Credit Report

A woman in front of her laptop searching if Equifax is free.

Is Equifax free?

A girl looking confused in front of a laptop, and trying to search how to check TransUnion credit report.

How to check your TransUnion credit report

Credit Report

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