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Knowledge Base

A couple looking at their documents and calculator to see who needs to do a credit check for their joint bank account.

Who needs to do a credit check for a joint bank account?

An image of someone paying stuff with an NFC machine and a debit card an getting into an overdraft.

Which UK banks offer free overdraft?

Credit Building Tools

An image of someone paying books with his phone digital wallet and get charged into an overdraft.

Which UK bank accounts offer low overdraft fees?

Credit Building Tools

An image of a couple on their first time buying a mortgage with bad credit, and looking worried about getting a lender.

Which mortgage lenders accept first time buyers with bad credit?

Credit Score Repair

A man looked worried sitting on the floor after finding out that he had a poor credit score and can't get a loan.

Which loans can you get with a poor credit score?

Credit Score Repair

An image of woman looking at her documents trying to figure out which is the best bank account if you have bad credit.

Which is the best bank account if you have bad credit?

A man sitting down in his living room and looking at his laptop feeling stressed because his lender ignores his Notice of Correction.

What to do if a lender ignores your Notice of Correction?

A couple hugging each other after succeed applied for joint debt consolidation loans

How joint debt consolidation loans work

An image of a couple looking stressed because of potential identity fraud and affecting their mortgage.

How identity fraud can affect your mortgage

A picture of debit cards. Overdraft by debit card can affect credit score.

Does an unarranged overdraft affect credit score?

A young woman looking very stressed in front of her laptop after identity fraud.

How identity fraud affects your credit score

A picture of a couple after moving in to a new joint tenancies.

How credit checks work for joint tenancies

Credit Report

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Terms apply. Results may vary. Improvements to your credit score are not guaranteed. Wollit Credit Builder plans are unregulated.