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Knowledge Base

A couple looking at their salary bills and discussing about affordability check.

How much do you need to earn to pass an affordability check?

A couple sitting in down on the floor with a lot of documents and bills trying to figure out about Amigo Loans and how to find a guarantor for them.

What was Amigo Loans and how to find a guarantor now?

Credit Building Tools

A man holding a credit card and reading about credit utilisation on his laptop.

How does credit utilisation affect your credit score?

Credit Score Factors

A woman with a mortgage broker after applying on a buy-to-let mortgage in the UK.

Does getting a buy-to-let mortgage depend on credit score?

A young woman feeling worried looking at her document after she missed utility payments credit score.

Does failing to make utility payments affect credit score?

A young woman looking very tired waiting for the mortgage pre-approval

Does a mortgage pre-approval affect credit score?

Credit Score Factors

A couple looking at their documents worried about persistent debt.

Does persistent debt affect credit score?

A mom with her kids in front of laptop feeling worried after searching about credit search

How long do searches stay on your credit report?

A man in his home office looking at his laptop searching how to get a loan for his new business with no credit history.

How to get a loan for a new business with no credit history

Credit Building Tips

A couple talking to a bank CS to move a joint account to a single-name account.

How to move from a joint account to a single-name account?

A girl looking very worried and stressed waiting the information if she passes a credit check for a mortgage.

How to know if you passed a credit check for a mortgage

Credit Report

A man sitting down with his documents and bills, feeling stressed and stuck because he had an endless overdraft.

What to do if you're stuck living in overdraft?

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Terms apply. Results may vary. Improvements to your credit score are not guaranteed. Wollit Credit Builder plans are unregulated.