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Knowledge Base

Woman looking at her phone, stressed that her bounced direct debit might affect her credit rating.

Do bounced direct debits affect credit rating?

Young expat woman writing a checklist for moving back to the UK

Checklist for moving back to the UK the right way

HMRC sign on the HMRC building.

Can HMRC look at your credit file?

Credit Report

Plane window at London Airport, one of the first things an immigrant to the UK might see

Best credit cards for new immigrants to the UK

Credit Building Tools

Middle-aged couple in front of laptop researching UK credit repair companies

Are UK credit repair companies worth it?

Credit Score Repair

Woman looking at her phone trying to understand if a soft search on her credit report means she will be accepted for credit.

Are soft searches a good indication of being accepted for credit?

Credit Report

An image of houses of mortgage in the UK.

What is the average UK credit score?

Credit Reference Agencies

An image of a man with his laptop feeling stressed trying to understand what it means if his credit score band is " Very Poor".

What it means if your credit score band is "Very Poor"

Credit Reference Agencies

An image of a man with his laptop feeling confused trying to understand what it means if your credit score band is "Poor".

What it means if your credit score band is "Poor"

Credit Reference Agencies

An image of woman with her laptop feeling unhappy after knowing her credit score band is Fair.

What it means if your credit score band is "Fair"

Credit Reference Agencies

An image of woman with her laptop feeling confused trying to understand hat it means if your credit score band is "Good".

What it means if your credit score band is "Good"

Credit Reference Agencies

An image of a man with his laptop feeling happy after knowing he had a Very Good credit score.

What it means if your credit score band is "Very Good"

Credit Reference Agencies

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Terms apply. Results may vary. Improvements to your credit score are not guaranteed. Wollit Credit Builder plans are unregulated.