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Credit Score Basics

Credit scores can be a tricky thing to get your head around. To make things easier, check out our tips and guides.

Woman looking at her phone trying to understand if a soft search on her credit report means she will be accepted for credit.

Are soft searches a good indication of being accepted for credit?

Credit Report

An image of houses of mortgage in the UK.

What is the average UK credit score?

Credit Reference Agencies

An image of a man with his laptop feeling stressed trying to understand what it means if his credit score band is " Very Poor".

What it means if your credit score band is "Very Poor"

Credit Reference Agencies

An image of a man with his laptop feeling confused trying to understand what it means if your credit score band is "Poor".

What it means if your credit score band is "Poor"

Credit Reference Agencies

An image of woman with her laptop feeling unhappy after knowing her credit score band is Fair.

What it means if your credit score band is "Fair"

Credit Reference Agencies

An image of woman with her laptop feeling confused trying to understand hat it means if your credit score band is "Good".

What it means if your credit score band is "Good"

Credit Reference Agencies

An image of a man with his laptop feeling happy after knowing he had a Very Good credit score.

What it means if your credit score band is "Very Good"

Credit Reference Agencies

An image of a man looking very happy after knowing his credit score band is Excellent.

What it means if your credit score band is "Excellent"

Credit Reference Agencies

A woman in front of her laptop searching if Equifax is safe.

Is Equifax safe?

Credit Reference Agencies

A woman in front of her laptop searching if Equifax is free.

Is Equifax free?

An image of TransUnion office building in the UK.

What does TransUnion do?

Credit Reference Agencies

A couple facing to each other talking about separation with a documents of their joint mortgage in hand.

How divorce and mortgage default works

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