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Credit Score Basics

Credit scores can be a tricky thing to get your head around. To make things easier, check out our tips and guides.

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Is ClearScore safe?

An image of a man using his phone looking confused to figure out what does a hard credit check mean.

What does a hard credit check mean?

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Is Experian legit?

Credit Reference Agencies

A couple sitting with a lender with document in their hand, asking for a chances of approval for a loan.

What influences your chances of approval for a loan?

An image of old woman looking at her documents, trying to figure out what is a Country Court Judgment (CCJ).

What is a County Court Judgment (CCJ)?

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What is a good credit score?

An image of someone holding a document file trying to find a personal credit history.

What does credit history include?

Credit Report

An image of sad confused lady on her phone, after she missed a insurance payment.

Will a missed insurance payment hurt my credit score?

Credit Score Factors

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How does an IVA affect credit score?

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How long does a CCJ last?

A man in his bed looking at his phone checking an update of his credit score.

How often is your credit score updated?

An image of someone holding a phone showing credit report from Credit Karma on the screen.

How to download your credit report from Credit Karma

Credit Report

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