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Credit Score Basics

Credit scores can be a tricky thing to get your head around. To make things easier, check out our tips and guides.

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Is Experian legit?

Credit Reference Agencies

A couple sitting with a lender with document in their hand, asking for a chances of approval for a loan.

What influences your chances of approval for a loan?

An image of old woman looking at her documents, trying to figure out what is a Country Court Judgment (CCJ).

What is a County Court Judgment (CCJ)?

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What is a good credit score?

An image of someone holding a document file trying to find a personal credit history.

What does credit history include?

Credit Report

An image of sad confused lady on her phone, after she missed a insurance payment.

Will a missed insurance payment hurt my credit score?

Credit Score Factors

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How does an IVA affect credit score?

A man looking at his screen laptop searching about how long does a CCJ last

How long does a CCJ last?

A man in his bed looking at his phone checking an update of his credit score.

How often is your credit score updated?

An image of someone holding a phone showing credit report from Credit Karma on the screen.

How to download your credit report from Credit Karma

Credit Report

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How far back does a credit report check go?

Credit Report

A man looking worried in front of his laptop and holding his credit card, because he miss one mortgage payment

How is your credit score affected if you miss one mortgage payment?

Feel better about your credit score

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