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Credit Score Basics

Credit scores can be a tricky thing to get your head around. To make things easier, check out our tips and guides.

An image of a couple looking stressed because of potential identity fraud and affecting their mortgage.

How identity fraud can affect your mortgage

A picture of debit cards. Overdraft by debit card can affect credit score.

Does an unarranged overdraft affect credit score?

A young woman looking very stressed in front of her laptop after identity fraud.

How identity fraud affects your credit score

A picture of a couple after moving in to a new joint tenancies.

How credit checks work for joint tenancies

Credit Report

A man looked annoyed on his phone call after cancelling his mobile phone contract.

Does cancelling a mobile phone contract affect credit rating?

Credit Score Factors

A young man in front of his laptop wondering if a Notice of Correction will help his credit report.

Does a Notice of Correction help?

A man looking confused staring at his notes and bills wondering how to apply for a Barclays mortgage payment break.

How to apply for a Barclays mortgage payment break

A woman looking at her phone searching about What is the Credit Karma credit score range in the UK.

What is the Credit Karma credit score range in the UK?

A picture of the number 10 Downing Street, the UK Government prime minister residence.

Can you check your credit report on the GOV UK website?

Credit Report

Image of family-sized houses in UK, typical for joint mortgages.

Can you have more than one joint mortgage?

An image of man looking at his credit file on his laptop and worried about late payments.

How long do late payments stay on your credit file?

A girl looking confused in front of a laptop, and trying to search how to check Experian credit score for free.

How to check your Experian credit score for free

Credit Reference Agencies

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