Credit Building > What credit cards does Amazon offer in the UK?

What credit cards does Amazon offer in the UK?

Wollit Team2 minute read · Updated 1st July 2024

Amazon used to offer two credit cards in the UK:

The Amazon Platinum Credit card: this was a credit card provided by Amazon in partnership with a company called NewDay.
And the Amazon Business Prime American Express® Card. (offered in partnership with Amex).

However, Amazon’s partnership with NewDay has ended as of November 2022. This means that the Amazon Platinum Credit Card, issued by NewDay in the UK, no longer works.

This used to be a decent card for frequent Amazon shoppers. It used to allow users to collect 1.5 Amazon Reward Points (or 3 points for Prime members) for every £1 spent on Amazon, and 0.5 points per £2 spent elsewhere. Every 1,000 points earned you a £10 Amazon gift card.

However, Amazon has stated that they’re working on a brand new card that offers rewards every time you spend.

The only other option to get Amazon rewards for your Amazon shopping is by using an Amazon Business Prime Amex Card.

Here are some of its benefits:

You can earn 2% Amazon Rewards on selected Amazon purchases and 0.5% on all other purchases. You can choose to earn rewards or extend payment terms by 90 days on purchases at Amazon.co.uk, Amazon Business UK, and Whole Foods Market UK.
Amazon Rewards points can be redeemed for eligible purchases at Amazon.co.uk and Amazon.co.uk/business. Points can also be used to apply a credit to your account against certain fees and purchases.
You can receive a welcome offer of up to £100 in value, including a £50 Amazon Gift Card upon approval and an additional £50 statement credit for spending £1,000 within the first three months.
The first year has a £0 annual fee, which increases to £50 from the second year. The fee is waived if you spend £8,000 or more annually.
Finally, if you run a business, you can also offer complimentary Employee Cards (up to 20) for your employee.

This card, of course, is only available to UK businesses which meet a few criteria:

The business has a current UK bank or Building Society account;
You (as the director) have a permanent UK home address;
And you already have an Amazon Business Prime membership.

You could, however, also get it if you happen to be self-employed. Sole traders, according to Amazon, also qualify for this credit card.

This doesn’t necessarily mean that this is the best credit card for your needs, but if you happen to shop often at Amazon, it could be interesting. You can also try to use one of the two Amazon pay monthly options.

There are also cards that offer much better rewards. However, to get one of these cards, you’ll usually need a good credit score.

The good news is that you can easily improve your credit score now by downloading one of the many credit-building apps available in the UK.

One such app is Wollit. Wollit reports your fixed fee monthly subscription as a loan repayment to credit reference agencies (Experian, Equifax, and TransUnion).

This helps you improve your credit history by showing that you can pay debt on time, one of the main factors that influences your credit score.

More importantly, as your credit score increases, you’ll eventually become eligible for credit cards with much better rewards than the cards provided by Amazon.