Build credit simply by paying your Wollit subscription
We turn your Wollit subscription into valuable credit history by reporting every payment to all major UK credit agencies.
3 simple steps to better credit
1
Subscribe today
For just £9.99/month with instant setup, no credit check and a 14-day money-back guarantee if you’re not completely satisfied
2
Build credit automatically
Watch your credit history grow each month as we report your subscription payments to Experian, Equifax and TransUnion
3
Enjoy a brighter future
As your credit history strengthens, you could qualify for more deals, higher limits, and better rates
Plus powerful tools to help you succeed
Rent Reporting
Get credit for paying your rent on time. Wollit Credit Builder reports your on time monthly rent payments to Experian.
Affordability Booster
See your finances through lenders’ eyes and learn how to improve your chances of approval
Credit Smart
Get personalised tips and guidance to help improve your credit and reach your goals faster
Subscribe Now! Just £9.99/month
No credit check needed
Each payment builds your credit
All three UK Credit Agencies
Quick answers
How does Wollit build my credit?
Wollit is a 12-month credit building subscription that works like this:
- We provide you with an interest-free loan of £119.88 which is used to pay the subscription fee and appears on your credit file. Note: You won’t receive any cash from this loan.
- You repay the loan in 12 easy monthly payments of £9.99.
- We report your payments to all major UK credit agencies (Experian, Equifax, and TransUnion), helping build your credit history—the most important factor affecting your credit score.
- You’ll also get unlimited access to powerful credit building features like Rent Reporting to make progress even faster.
Is Wollit the right choice for me?
Wollit can be a great choice for you if you’re looking to build credit and fit into one of these profiles
- New to credit
- Planning a major purchase (like a house)
- Recovering from past credit issues
- New to the UK
If you’re going through bankruptcy, IVA or similar, have recent CCJs, or are struggling with existing debt, Wollit might not be the best choice as lenders may still not lend to you even if your credit improves.
Can I trust Wollit?
Yes! Here’s why:
- We report to all major UK credit agencies (Experian, Equifax, TransUnion).
- We’re backed by a global bank and won the Best UK Credit Builder award from the Ethical Finance Awards.
- Thousands of users have built their credit with Wollit, and we’re rated ’Excellent’ on Trustpilot.
Can I cancel Wollit anytime?
Yes, you can cancel anytime through the app. However, to see the best results, we recommend completing the full 12-month subscription.
How can I get more help?
Our friendly customer support team is here for you! Reach out via chat or email anytime, and weu’ll be happy to assist.
Is Wollit right for You? Here’s how to know
You’re new to the UK and need to build your credit from scratch
You’re a student ready for your first credit card or loan
You’ve been refused for credit and want to boost your approval odds
You’re stuck with high interest rates and want to lower your costs
You’re planning to buy a home and need to better credit
You’re renting and want to get credit for paying your rent
Wollit might not be the best choice for you if you have recent CCJs, are struggling with existing debt or bill payments, or if you’re going through bankruptcy, IVA or similar, as lenders may still not lend to you even if your credit score improves.
Subscribe Now! Just £9.99/month
Build credit with Wollit’s award-winning credit building subscription. No credit check needed.
The power of better credit
Lower interest rates
A jump in your credit score band can mean saving up to £30,000 for a 25-year £300,000 mortgage.
Pass credit checks
Having Wollit on your credit file can help you pass credit checks for loans, rent and mortgages.
Credit card rewards
Long 0% interest periods on purchases, airline miles, and cashback are only available if you have good credit.
Higher credit limits
With good credit, you are more likely to be offered higher credit limits on credit cards and loans.
Lower deposits
Good credit can eliminate the need for large deposits when renting or getting a new utilities account.
Better paid jobs
Certain employers, especially in finance, may check credit scores as part of their hiring process.
“Joined it with little expectations”
But I'm a few months in and there's been a huge improvement on my credit score. The app does what it promises!
By Nigel
Backed by some of the world’s best investors
Wollit is a credit building app designed to help you build credit
It takes only 2 minutes to set up and from there you can sit back, relax and let us do the work.